Pre mixed investment options

Pre-mixed investment options

Super funds make investments depending on the different levels of risk chosen.  There are 5 types of pre-set investment options which you can choose for your superfund. Remember that if you want more control and flexibility, opting for a SMSF option might be ideal for you. Growth 85% shares or property and 15% fixed interest…

What you can salary package

What you can salary package

Salary packaging allows you to create a ‘package’ of income and benefits.  In your salary package, you can include benefits that you would usually pay for with your income after-tax. These include fringe benefits, exempt benefits, and super. What you can include in your salary package depends on your employer and there may be tax…

What isnt covered in a will

What isn’t covered in a will?

If you are thinking about writing a will, it can be helpful to know what not to include as much as it is to know what you do need to include. The following are things which you should not include in your will: Wishes: Conveying your wishes is of course important, however, they should not…

How to respond to difficult employees

How to respond to difficult employees

Every now and then, you might come across an employee who is particularly difficult to handle. A difficult employee could be one who is incompetent, doesn’t follow instructions, behaves rudely in the office or some other behaviour alogether. However, as a business owner or manager, you must maintain professionalism when responding to such an employee.…

Pros and cons of home reversion

Pros and cons of home reversion

Super (AU): Pros and cons of home reversion Home reversion is when you sell a share of the future value of your home whilst still living there. You receive a lump-sum payment and continue to own the remaining share of your home equity.  Pros You are able to continue living in your home after you…